INC 101: When a Corporation Makes Sense

LEGAL

Understanding Business Insurance

A clear, beginner-friendly breakdown of business insurance: what it is, why it matters, how to choose the right coverage, what it costs, and how to avoid losing opportunities because you’re uninsured. This guide gives women of color founders the infrastructure knowledge they’ve never been taught.

By Khila James • 4 min read

LEGAL

EIN Numbers Explained: What They Are, Who Needs One, and How to Get Yours

Your EIN is the foundation of your business’s legitimacy — and it’s free to get. Here’s why it matters, who needs it, and how to apply in under 10 minutes.

By Khila James • 2 min read

LEGAL

Common Legal Mistakes Founders Make (and How to Fix Them for Good)

Below are six legal mistakes that quietly cost founders thousands — and the exact steps and tools to fix them before they spiral.

By Khila James • 4 min read

MINDSET

What to Do When You Lose Motivation

Losing motivation is often the result of sustained effort without visible return. This piece explains why women of color founders experience burnout cycles and outlines practical, grounded ways to rebuild momentum without relying on hype or toxic positivity.

By Khila James • 3 min read

EDITOR'S PICKS

Monthly Community Letter — January 2026

Ladies, I want to start this letter with a truth that isn’t being celebrated enough: what we’re living through right now is historic.

By Khila James • 2 min read

Business Breakdowns

Business Idea Breakdown: UGC Content Production Studio

UGC studios are quietly becoming one of the most profitable service businesses behind today’s biggest brands. This breakdown explains what’s actually possible, how to start without a massive team or studio, and how founders can build this business step by step without hype.

By Khila James • 3 min read

FUNDING

Where Business Funding Really Comes From

Most founders are chasing grants and investors without realizing where money actually moves behind the scenes. This piece breaks down the real sources of business funding, the hidden gatekeepers, and why most advice online keeps you stuck at the surface level.

By Khila James • 4 min read

FUNDING

$20,000 Shop Small Grant (Deadline Extended)

This $20,000 grant is designed for brick-and-mortar businesses ready to grow and give back. Applications are open now, and the deadline was just extended.

By Khila James • 3 min read

MARKETING

How to Choose a Target Audience That Actually Buys

Most new founders pick a target audience based on vibes, not buying power. This guide shows you how to research income, spending behavior, and disposable cash so your pricing and business model actually match who you are selling to.

By Khila James • 5 min read