What a Business Loan Actually Is

A small business loan is money you borrow to grow or sustain your business. You agree to repay it — with interest — over time.

When you apply, the lender’s biggest question is: “Can you pay us back?”

That’s why your personal credit, business credit, and revenue history all matter.

You may hear coaches say, “You can get loans with just your DUNS number.”

Here’s the truth: